Raiffeisenbank offers VNOSKA — the first interest-free instalment card in Bulgaria

vnoska
2 min readSep 23, 2021

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The first Bulgarian interest-free instalment card Vnoska
  • The product is developed in partnership with FinTech company Solvy Europe
  • Shopping at many of the most popular online and physical stores
  • Each purchase has 0% interest and can be rescheduled in up to 12 equal monthly installments
  • In the mobile application, customers monitor at any time where, what and with what discount they can buy

Interest-free installment payments are now available to Bulgarian consumers, thanks to the Vnoska card offered by Raiffeisenbank. The product, which will change everyday shopping, is the result of a partnership between the bank and FinTech company Solvy Europe, announced at the end of January this year.

The Vnoska card allows you to pay installments without any interest. Each purchase with the Vnoska card is automatically rescheduled into up to 12 equal monthly installments without increase in price. The card can be used to buy goods and services only at a POS terminal or online and no cash withdrawals or other transfers can be made.

With the Vnoska card from Raiffeisenbank you can shop in a wide network of retail outlets, which already includes many of the most popular brands on the Bulgarian market such as Zora, Sport Vision, Buzz, Dress4Less, Flair, Kolev and Kolev, Andrews, Welhome, Za-za, Notino, Answear, About You, Kinderland, Farfetch, Gearbest and others. Thus, consumers get the opportunity for convenient and profitable purchase of installments without increasing the cost of larger goods such as black and white appliances, as well as clothes, shoes, toys, small electronics, household goods.

Payment management and balance tracking is carried out through the mobile application Vnoska, in which users also receive promotional offers and personal offers from merchants, access to the ever-growing network of stores, as well as thematically customised content according to interests.

For the greatest convenience the card can be ordered online from the sites of Raiffeisenbank or Vnoska.bg. The card can also be ordered at the bank’s offices. The credit limit is determined individually so as to ensure convenient and trouble-free use of the card in everyday life.

Source Pixelmedia.bg: Райфайзенбанк предлага ВНОСКА — първата безлихвена кредитна карта в България

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vnoska

The first interest-free instalment card in Bulgaria, innovative BNPL solution that will cover the World